Life Events

  > If You Become Disabled

Health Benefits Fund
If you become totally and permanently disabled and cannot work, your coverage under the Health Benefits Plan will end. However, the Fund offers a once-per-lifetime benefit that allows you to extend your coverage for a full year from the date your coverage ends. After that, you may be eligible to elect continuing coverage through COBRA.
Pension and Annuity Fund
If the Trustees make the determination that you are “totally and permanently” disabled, as defined by the Plans, you may be eligible for a Disability Pension from the Pension Plan and a distribution of your Individual Account from your Annuity Plan.