Life Events

  > If You Adopt a Child

Health Benefits Fund
If you adopt a child, he or she will be covered as of the effective date of the adoption placement as long as you are responsible for health care coverage and your child meets the Fund’s definition of a dependent child. To add your child to your coverage, provide the Fund Office with:
 
  • A copy of the child’s birth certificate, when it becomes available;
  • A copy of the child’s Social Security card, when it becomes available;
  • A copy of the Adoption Agency paperwork indicating the specific date the child was placed in your home; and
  • A copy of the initial adoption paperwork, when it becomes available.
 
Legal Guardianship
If you become a child’s Legal Guardian, coverage for the child will be effective as of the date specified on court documents. You must provide the Fund Office with:
 
  • A copy of the child’s birth certificate;
  • A copy of the child’s Social Security card, when available;
  • A copy of the court document indicating that you as the Member are the legal guardian of the child.
 
Pension and Annuity Funds
Adding a child to your family does not affect your Pension or Annuity Fund benefits. However, you can name your child(ren) as “contingent” beneficiary. In the event of your death, if your primary beneficiary is not living, any death benefits due would be payable to your contingent beneficiary.