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Carpenters Union fringe benefits are the best in the industry. They are established through collective bargaining between union and management representatives and administered by Trustees equally representing both sides. For every hour a carpenter works, employers contribute specified amounts to cover their benefits. Benefits include a self-insured health plan affiliated with a PPO of more than 20,000 physicians and specialists and more than 165 hospitals throughout New England, employer paid pension plans and guaranteed annuity plans. Employers also contribute to industry improvement through apprentice and journey level upgrade training and safety programs.